I had the good fortune of being contacted by Sean and we arranged to meet face to face. I was looking for an expert who could help me with my wife’s and my investment strategy with a view to creating reliable income for us when we retire. We had transferred our pensions several years ago but lost our account manager when she moved on, then our advisors kept changing. Getting closer to retirement age we were not comfortable with the high-risk investments that we currently held. 

Sean discussed our current situation and understood our medium- & long-term financial goals. He then recommended utilizing the double taxation agreement, closing the pensions down, removing the fees and charges associated with QROPS pensions and moving us into capital protected UK fixed income which we were far more comfortable with. Sean and NCAP are always available when needed, are a pleasure to deal with and we would highly recommend them. If you are unhappy with your current situation with a wealth manager I suggest you reach out to them, you will find their ethos, values and products incredibly refreshing.

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Andy Coleman, Pensioner